use, and/or share (
- Visit our website
at https://www.njgroupservices.com , or any website of ours that links to this privacy notice
- Engage with us in other related ways, including any sales, marketing, or events
and practices, please do not use our Services.
the link following each key point or by using our table of contents below to find the section you are looking for.
names
phone numbers
email addresses
mailing addresses
job titles
contact preferences
billing addresses
health data
financial data
social security numbers or other government identifiers
- To deliver and facilitate delivery of services to the user. We may process your information to provide you with the requested service.
- To respond to user inquiries/offer support to users. We may process your information to respond to your inquiries and solve any potential issues you might have with the requested service.
- To send administrative information to you. We may process your information to send you details about our products and services, changes to our terms and policies, and other similar information.
- To comply with our legal obligations. We may process your information to comply with our legal obligations, respond to legal requests, and exercise, establish, or defend our legal rights.
Insurance Carriers
General Agents
Stop Loss Carriers
- Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
- Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to
honor this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
- Business Partners. We may share your information with our business partners to offer you certain products, services, or promotions.
Category | Examples | Collected |
A. Identifiers | Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name |
B. Personal information as defined in the California Customer Records statute | Name, contact information, education, employment, employment history, and financial information |
Gender and date of birth | ||
Transaction information, purchase history, financial details, and payment information | ||
Fingerprints and voiceprints | ||
Browsing history, search history, online | ||
Device location | ||
Images and audio, video or call recordings created in connection with our business activities | ||
Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us | ||
Student records and directory information | ||
Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics | ||
- Category A -
As long as the user has an account with us
- Category B -
As long as the user has an account with us
- Category
C - As long as the user has an account with us
- Category
I - As long as the user has an account with us
- Category
L - As long as the user has an account with us
- Receiving help through our customer support channels;
- Participation in customer surveys or contests; and
- Facilitation in the delivery of our Services and to respond to your inquiries.
Insurance Products
- Category A. Identifiers
Category B. Personal Information as defined in the California Customer Records law
- Category
C . Characteristics of protected classifications under state or federal law
- Category
I . Professional or employment-related information
- Category
L . Sensitive personal information
- whether we collect and use your personal information;
- the categories of personal information that we collect;
- the purposes for which the collected personal information is used;
- whether we sell or share personal information to third parties;
- the categories of personal information that we sold, shared, or disclosed for a business purpose;
- the categories of third parties to whom the personal information was sold, shared, or disclosed for a business purpose;
- the business or commercial purpose for collecting, selling, or sharing personal information; and
- the specific pieces of personal information we collected about you.
- social security information, drivers' licenses, state ID cards, passport numbers
- account login information
- credit card numbers, financial account information, or credentials allowing access to such accounts
- precise geolocation
- racial or ethnic origin, religious or philosophical beliefs, union membership
- the contents of email and text, unless the business is the intended recipient of the communication
- genetic data, biometric data, and health data
- data concerning sexual orientation and sex life
- You may object to the processing of your personal information.
- You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information.
- You can designate an
authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.
- You may request to opt out from future selling or sharing of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission.
- Right to be informed whether or not we are processing your personal data
- Right to access your personal data
- Right to correct inaccuracies in your personal data
- Right to request deletion of your personal data
- Right to obtain a copy of the personal data you previously shared with us
- Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects (
"profiling" )
- Right to be informed whether or not we are processing your personal data
- Right to access your personal data
- Right to correct inaccuracies in your personal data
- Right to request deletion of your personal data
- Right to obtain a copy of the personal data you previously shared with us
- Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects (
"profiling" )
- Right to be informed whether or not we are processing your personal data
- Right to access your personal data
- Right to correct inaccuracies in your personal data
- Right to request deletion of your personal data
- Right to obtain a copy of the personal data you previously shared with us
- Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects (
"profiling" )
13. SMS TERMS AND CONDITIONS
SMS Consent Communication
Any phone numbers and related information obtained through our SMS consent process will not be shared with third parties or affiliate companies for marketing purposes.
Types of SMS Communications
When you consent to receive text messages from Edison General Insurance Services, you may receive messages related to:
- Insurance policy updates and renewals
- Claim status notifications
- Payment reminders
- Appointment confirmations
- Service updates and important notifications
Message Frequency
Message frequency varies based on your account activity and preferences. You may receive up to 4 SMS messages per week regarding your insurance policies, claims, or account status.
Standard Message Rates
Message and data rates may apply. These fees are determined by your wireless carrier and may vary for domestic and international messages.
Opt-In Methods
You can opt-in to receive SMS messages through:
- Checking the SMS consent box on our online forms
- Providing verbal consent during conversations with our representatives
- Completing a written consent form
Opt-Out Instructions
You may opt-out of receiving SMS messages at any time by:
- Replying "STOP" to any SMS message
- Contacting our office directly
- Updating your communication preferences in your account settings
Help & Support
For SMS-related assistance:
- Reply "HELP" to any message
- Email us at askus@njgroups.com
- Call our office at (732) 548-8700