Auto Insurance

Auto insurance is made up of several essential coverages that work together to protect you, your passengers, and your vehicle. Each coverage has its own purpose and premium, and together they form a complete auto policy.

Get Quote

Key Coverages Include:

  • Bodily Injury Liability: Covers injuries or death caused to others in an accident you’re responsible for, and includes legal defense if you're sued.

  • Medical Payments / Personal Injury Protection: Helps pay medical expenses for you and your passengers after an accident—regardless of fault. May also cover injuries if you're hit as a pedestrian.

  • Uninsured/Underinsured Motorist: Provides coverage if you're injured by a driver without insurance or a hit-and-run incident. Some states also include vehicle damage.

  • Comprehensive Coverage: Pays for damage from non-collision events like theft, vandalism, fire, flood, or hitting an animal.

  • Collision Coverage: Covers damage to your vehicle from crashes with other cars or objects.

  • Property Damage Liability: Pays for damage you cause to someone else’s property and provides legal defense if needed.

  • Rental Reimbursement: Helps cover the cost of a rental car while your vehicle is being repaired after a covered loss.

Have questions about which coverage is right for you? Contact us... We’re here to help.