Commercial Auto

Commercial Auto Insurance provides crucial coverage for businesses that utilize vehicles in their operations. Whether you own a fleet of delivery trucks or have employees driving company cars, having the right insurance is essential to protect your business from financial losses.

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Key features and benefits of Commercial Auto Insurance Policies include:

  • Broad Coverage: Commercial Auto Insurance policies offer comprehensive coverage for vehicles used in business operations, including owned, leased, or hired vehicles.
  • Liability Protection: These policies provide liability coverage for bodily injury or property damage caused by your business vehicle, protecting you against potential lawsuits and claims.
  • Physical Damage Coverage: Commercial Auto Insurance covers the cost of repairing or replacing your business vehicle in the event of an accident, theft, vandalism, or other covered perils.
  • Uninsured/Underinsured Motorist Coverage: This coverage protects you if your business vehicle is involved in an accident with an uninsured or underinsured driver, ensuring that you have financial support for medical expenses and property damage.
  • Additional Coverages: You can customize your policy with additional coverages, such as roadside assistance, rental reimbursement, or coverage for equipment and tools carried in your vehicles.

Obtaining the right Commercial Auto Insurance policy is vital to protect your business from financial losses due to accidents, theft, or other incidents involving your vehicles. It ensures that your business can continue its operations smoothly and provides peace of mind for you and your employees.

At NJ Group Services, we specialize in helping businesses find the most suitable Commercial Auto Insurance policies tailored to their specific needs. Contact our experienced team today to get started!

Eligible Classes

Delivery & Transportation Services

  • Courier & Delivery Services
  • Package/Parcel Delivery Services
  • Trucking (light & medium duty)
  • Medical Transportation (non-emergency)
  • Auto Parts Delivery
  • Retail Delivery (furniture, appliances)

Trades & Field Services

  • Courier & Delivery Services
  • Package/Parcel Delivery Services
  • Trucking (light & medium duty)
  • Medical Transportation (non-emergency)
  • Auto Parts Delivery
  • Retail Delivery (furniture, appliances)

Staffing, Security & Office-Based Services

  • Staffing Agencies (with client site transport)
  • Security Companies (patrol vehicles)
  • Real Estate Agents (with signage vehicles)
  • Mobile Notaries & Appraisers
  • Cleaning Services
  • Janitorial Services

Mobile & Tech Services

  • Mobile IT Support Technicians
  • Mobile Device Repair Services
  • On-site Equipment Servicing
  • Field Inspectors & Surveyors
  • Mobile Auto Detailers

Healthcare & Support Services

  • Home Healthcare Providers
  • Medical Transportation (non-emergency)

Arts, Entertainment & Media

  • Mobile Photography & Videography Services
  • Event & Production Crews
  • Promotional & Marketing Teams
  • Touring Performers or Musicians (with gear vans)

Food, Beverage & Hospitality

  • Catering Services
  • Food & Beverage Distributors

Specialty Vehicle Uses

  • Towing Services (light duty)
  • Event & Party Rental Companies
  • Nonprofit Organizations with transport vans